When Life happened before we started our financial revolution I saw it was life happens and I don't want to think about it. I would then hand whatever it is my credit card and not think about it.
So EVERY month there has been something or multiple somethings. Each time one of these things come up it has created two responses. First, getting upset at how this is delaying our ability to pay off the debt. Then second, as we change our budget around it shows us that we can take care of this, stay on track, and have managed to still pay off some debt.
Examples:
So EVERY month there has been something or multiple somethings. Each time one of these things come up it has created two responses. First, getting upset at how this is delaying our ability to pay off the debt. Then second, as we change our budget around it shows us that we can take care of this, stay on track, and have managed to still pay off some debt.
Examples:
- Between August and October our family over $600 in dental work.
- End of September I chopped off the tip of my finger and we found ourselves at the ER. Between all the bills it cost us over the next couple months over $300
- In August and September everyone got sick at least once (some twice) and we had about $200 in medical bills (doctors and prescription).
- November brought us two blown tires. That was another almost $400 to fix everything connected with it.
- My doctors have been urging me for a year now to get my tonsils out. Since we've had sooo many medical expenses this year we decided that financial we'd get the best price for having them removed if we did it before the end of the year. We now added all the surgery expenses to all our crazy medical bills this year.
But we have to remind ourselves that we are still staying afloat.
We are making progress. Since starting in June. We have paid off almost $8000 in debt. There is a small part of me that looks at all of our "life happens" expenses and think about how that is another $1500 we could have paid off. But I need to remind myself that no matter what "life happens" and will continue to happen, but as long was we are trying to do it right we'll survive.
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